Monzo

Free tier

UK current account with instant spending insights

Best for banking · uk · budget

Toolora score89/100

Our own editorial score, not public reviews.

Strengths

  • UK current account
  • Instant spend notifications

Skip if

you need a team plan, audit logs, or a phone number to call

Monzo is a UK digital bank. Get a current account, instant notifications, pots, and spending breakdowns in the app.

Key features

  • UK current account
  • Instant spend notifications
  • Pots and budgets
  • Paid extras for travel and insurance

Why it is on Toolora

We list Monzo for people who need banking · uk · budget. Skip it if you need a team plan, audit logs, or a phone number to call. It shows up when you need to give every pound a job, or at least see where it went, or work out who owes what after a trip or in a shared house.

Closest alternatives on Toolora: Starling Bank, Copilot Money, Barclays.

The pick when you need to…

Try instead

Compare
Free

Starling Bank

UK current account with built-in spaces

Finance
Toolora score88

Also covers banking and uk.

Paid, where Monzo has a free option.

Also covers banking and uk.

Monzo

Free

Get it here