Finance
I need to
Give every pound a job, or at least see where it went
Envelope budgeting versus a bank app that already has the transactions.
Skip this page if you need invoicing and VAT returns — that is books, not a household budget.
- 01Why this one
Zero-based. Every pound gets a job before you spend it.
Zero-based budgeting that changes money habits
- 02Why this one
The bank already has the feed. Pots, not a new philosophy.
UK current account with instant spending insights
- 03Why this one
UK current account with spaces, if you want the bank to be the app.
UK current account with built-in spaces