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| Spec | YNAB | Monzo | Starling Bank |
|---|---|---|---|
| Category | Finance | Finance | Finance |
| Pricing | From $14.99/mo or $99/yr | Free + Extra / Premium | Free personal account |
| Toolora score | 93/100 | 89/100 | 88/100 |
| Best for | budget, personal-finance, planning | banking, uk, budget, app | banking, uk, spaces, app |
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