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Revolut

Multi-currency card, transfers, and savings

Toolora score85Free tier

Free

Wise

International transfers with transparent fees

Toolora score91Usage-based

Pay per transfer

Xe

Live mid-market rates for any currency pair

Toolora score86Free

Free converter

Spec	Revolut	Wise	Xe
Category	Finance	Finance	Finance
Pricing	Free + Plus / Premium / Metal	Pay per transfer	Free converter + paid transfers
Toolora score	85/100	91/100	86/100
Best for	transfers, fx, card, fintech	transfers, fx, business, global	currency, exchange-rates, transfers, converter
Top features	·Multi-currency accounts ·International transfers ·Debit card	·Mid-market exchange rates ·Multi-currency account ·Business payouts	·Live mid-market converter ·Historical charts and rate alerts ·International money transfer