Wise

Usage-based

International transfers with transparent fees

Best for transfers · fx · business

Toolora score91/100

Our own editorial score, not public reviews.

Strengths

  • Mid-market exchange rates
  • Multi-currency account

Skip if

you only need a free one-off and will not stay on a plan

Wise (formerly TransferWise) moves money across borders with mid-market rates and multi-currency accounts for freelancers and businesses.

Key features

  • Mid-market exchange rates
  • Multi-currency account
  • Business payouts
  • Debit card options

Why it is on Toolora

We list Wise for people who need transfers · fx · business. Skip it if you only need a free one-off and will not stay on a plan. It shows up when you need to move money to another country without a bad exchange rate, or work out who owes what after a trip or in a shared house.

Closest alternatives on Toolora: Revolut, The Wall Street Journal, PayPal.

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Free to start, where Wise is paid.

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Toolora score84

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Wise

Pay per transfer

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