Xero

VerifiedPaid

Cloud accounting for invoices, VAT, and payroll

Best for accounting · invoicing · payroll

4.4
Toolora score — editorial, not public reviews
Toolora score86/100

Strengths

  • Invoicing and bank reconciliation
  • Receipt capture

Skip if

you only need a free one-off and will not stay on a plan

Xero is small-business accounting software used worldwide. Invoice, reconcile bank feeds, run payroll, and keep VAT or MTD filings in one ledger.

Key features

  • Invoicing and bank reconciliation
  • Receipt capture
  • Payroll and VAT / MTD tools
  • Accountant and app marketplace

Why it is on Toolora

We list Xero for people who need accounting · invoicing · payroll. Skip it if you only need a free one-off and will not stay on a plan.

Closest alternatives on Toolora: Wave, QuickBooks Online, FreshBooks.

Try instead

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Free-leaning alternative in finance.

Also built for accounting.

Also built for accounting.

Xero

From £16/mo (UK Ignite)

Get it here