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PayPal

Send money and take online payments

Toolora score84Free

Free for personal sends

Cash App

Send money, a debit card, and investing

Toolora score86Free

Free personal sends

Sezzle

Pay in 4 at checkout, in-store or online, with optional credit-building on on-time payments

Toolora score82Free

Free to shoppers when paid…

SpecPayPalCash AppSezzle
CategoryFinanceFinanceFinance
PricingFree for personal sends + seller feesFree personal sends + instant-deposit feesFree to shoppers when paid on time; merchant fees apply
Toolora score84/10086/10082/100
Best forpayments, wallet, checkout, transferspayments, wallet, investing, p2pbnpl, checkout, credit, payments
Top features
  • ·Person-to-person transfers
  • ·Checkout on merchant sites
  • ·Business invoicing and checkout
  • ·P2P payments via $cashtag
  • ·Cash Card debit
  • ·Stocks and bitcoin investing
  • ·Pay in 4
  • ·In-store Visa
  • ·Sezzle Up credit reporting