Side by side
Compare tools
3 tools selected
featured
Klarna
Pay in installments at checkout, or shop and pay later
4.3
FreeFree for shoppers; late fe…
featured
Afterpay
Pay in four interest-free installments at checkout, in the app, or in store at partner brands
4.4
FreeFree to use; late fees if …
| Spec | Klarna | Afterpay | Affirm |
|---|---|---|---|
| Category | Finance | Finance | Finance |
| Pricing | Free for shoppers; late fees if you miss a payment | Free to use; late fees if you miss a payment | 0–36% APR by credit |
| Rating | 4.3 (3,100,000) | 4.4 (210,000) | 4.9 (1,400,000) |
| Community | 82/100 | 82/100 | 84/100 |
| Tier | featured | featured | featured |
| Best for | bnpl, checkout, installments, shopping | bnpl, checkout, payments, installments | bnpl, checkout, payments, loans |
| Top features |
|
|
|