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Afterpay

Pay in four interest-free installments at checkout, in the app, or in store at partner brands

Toolora score82Free

Free to use; late fees if …

Sezzle

Pay in 4 at checkout, in-store or online, with optional credit-building on on-time payments

Toolora score82Free

Free to shoppers when paid…

Klarna

Pay in installments at checkout, or shop and pay later

Toolora score82Free

Free for shoppers; late fe…

SpecAfterpaySezzleKlarna
CategoryFinanceFinanceFinance
PricingFree to use; late fees if you miss a paymentFree to shoppers when paid on time; merchant fees applyFree for shoppers; late fees if you miss a payment
Toolora score82/10082/10082/100
Best forbnpl, checkout, payments, installmentsbnpl, checkout, credit, paymentsbnpl, checkout, installments, shopping
Top features
  • ·Pay in 4
  • ·In-store and online
  • ·Partner brands
  • ·Pay in 4
  • ·In-store Visa
  • ·Sezzle Up credit reporting
  • ·Pay in 4 or monthly installments
  • ·In-store and online checkout
  • ·Shopping app and browser extension