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featured

Affirm

Pay over time at checkout with transparent monthly plans

4.9
Paid

0–36% APR by credit

featured

Sezzle

Pay in 4 at checkout, in-store or online, with optional credit-building on on-time payments

4.4
Free

Free to shoppers when paid…

featured

Afterpay

Pay in four interest-free installments at checkout, in the app, or in store at partner brands

4.4
Free

Free to use; late fees if …

SpecAffirmSezzleAfterpay
CategoryFinanceFinanceFinance
Pricing0–36% APR by creditFree to shoppers when paid on time; merchant fees applyFree to use; late fees if you miss a payment
Rating4.9 (1,400,000)4.4 (52,000)4.4 (210,000)
Community84/10082/10082/100
Tierfeaturedfeaturedfeatured
Best forbnpl, checkout, payments, loansbnpl, checkout, credit, paymentsbnpl, checkout, payments, installments
Top features
  • ·Pay in 4 and monthly plans
  • ·APR shown before you buy
  • ·Virtual cards
  • ·Pay in 4
  • ·In-store Visa
  • ·Sezzle Up credit reporting
  • ·Pay in 4
  • ·In-store and online
  • ·Partner brands